PM Vishwakarma Yojana

PM Vishwakarma Yojana is a central government scheme launched by Prime Minister Narendra Modi on 17th September 2023 to support and uplift traditional artisans and craftspeople across India. It recognizes the invaluable contribution of “Vishwakarmas” — skilled individuals engaged in family-based traditional trades.

Key Features of PM Vishwakarma Yojana:

1. Financial Assistance:
   • Toolkit incentive up to ₹15,000
   • Collateral-free loan in two tranches:
     • – ₹1 lakh in the first tranche
     • – ₹2 lakh in the second tranche
   • Interest subsidy of 5%
2. Skill Development & Training:
   • Free basic and advanced skill training
   • Daily stipend of ₹500 during training
3. Recognition & Certification:
   • PM Vishwakarma ID card and certificate
4. Marketing and Branding Support:
   • Assistance in branding, packaging, and selling products through e-commerce or exhibitions
5. Digital Empowerment:
   • Support for digital transactions and linking with UPI and e-marketplace

Implementation Mechanism:

• Nodal Ministry: Ministry of Micro, Small and Medium Enterprises (MSME)
• Local Implementation: Through District Industries Centres (DICs) and Common Service Centres (CSCs)
• Registration: Done via PM Vishwakarma portal or nearby CSCs
• Verification: Carried out by Gram Panchayat/Municipality and coordinated by DC Office

Role of the Deputy Commissioner’s Office:

• Supervise the scheme’s outreach at the district level
• Facilitate verification and recommendation of eligible applicants
• Coordinate with training institutions, banks, and DICs
• Promote awareness and ensure maximum participation

Beneficiary:

Traditional artisans and craftspeople

Benefits:

Financial Support, Skill training, Recognition & Certification, 4. Marketing and Branding Support